Welcome to Worldwide Insurance Services, LLC ("we," "our," or "us"). By accessing or using our website (the "Site") or services (the "Services"), you agree to comply with and be bound by these Terms of Service ("Terms"). Please read them carefully. If you do not agree, you may not use our Site or Services.
1. Acceptance of Terms
By accessing or using our Site or Services, you confirm that you are at least 18 years old and legally capable of entering into this agreement.
2. Changes to Terms
We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of our Site or Services after changes are made constitutes your acceptance of the revised Terms.
3. Use of the Site
- Permitted Use: You may use the Site for personal, non-commercial purposes to learn about and purchase our Services.
- Prohibited Use: You may not:
- Use the Site for illegal purposes.
- Attempt to gain unauthorized access to the Site or its systems.
- Use automated tools (e.g., bots, crawlers) to access or collect data from the Site.
- Copy, modify, or distribute any content from the Site without prior written permission.
4. Insurance Products and Services
- All insurance products and services are subject to eligibility criteria, underwriting approval, and policy terms and conditions.
- Quotes provided through the Site are estimates and not binding until confirmed by our team.
- We reserve the right to modify, suspend, or discontinue any product or Service without notice.
5. User Accounts
- If you create an account with us, you agree to provide accurate, current, and complete information.
- You are responsible for maintaining the confidentiality of your login credentials and for all activities conducted under your account.
- Notify us immediately if you suspect unauthorized access to your account.
6. Intellectual Property
- All content on the Site, including text, graphics, logos, and software, is owned by or licensed to Worldwide Insurance Services, LLC.
- You may not use, reproduce, distribute, or display any content without our express written permission.
7. Limitation of Liability
- We strive to provide accurate and reliable information on our Site, but we do not guarantee its completeness or accuracy.
- We are not liable for:
- Direct, indirect, incidental, or consequential damages arising from the use of our Site or Services.
- Delays, interruptions, or errors beyond our reasonable control.
8. Disclaimer of Warranties
- Our Site and Services are provided "as is" and "as available."
- We disclaim all warranties, express or implied, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.
9. Privacy
Our Privacy Policy governs how we collect, use, and protect your information. By using our Site or Services, you agree to the terms outlined in our Privacy Policy. [Read the Privacy Policy here].
10. Termination
We reserve the right to terminate or suspend your access to our Site or Services at our discretion, without notice, for any reason, including a violation of these Terms.
11. Governing Law
These Terms are governed by and construed in accordance with the laws of [State], USA, without regard to its conflict of laws principles.
12. Dispute Resolution
- Any disputes arising from these Terms or your use of the Site will be resolved through arbitration in [City, State].
- By agreeing to these Terms, you waive your right to a jury trial or participation in a class action.
13. Contact Information
For questions about these Terms, please contact us:
- Email: info@worldwideinsurance.live
- Phone: (360) 340-9925
- Address: 425 Swede St Norristown, PA 19401